What Do You Wanna Know?
Tips & Tricks To
Investing In Property

Property investment has a lot of potential benefits, and it can help you build up substantial wealth, in time of course. However, property investing has some risks, and no one can guarantee that everything will go well and that the money will build up.

Less risky than shares, property investment attracts many people and has two major benefits : the tax advantages from negative gearing and the capital growth.

Negative gearing in property investment means buying with money that came from a loan that has the annual 'rent' less than the loan interest and the expenses paid for the property's maintenance together. Doing this brings benefits from taxes and the most important thing is the interest of your mortgage.

Capital growth represents the money made from the value of your properties. This is not guaranteed, because you have no guarantees that the value of a property will increase.

If you plan on starting to do some property investing you don't have to start by investing in the place you live. You can for example buy an apartment that you can then rent out. Furthermore, property investment that's done in a place which you are not going to occupy removes some of the stress and emotion of what and where to buy.

One of the first things you must consider after you've decided to perform a property investment is where to buy. It is recommended that you try to buy in a growing area that provides everything a tenant is looking for: shops, transportation and leisure.

Another useful tip if you plan on renting is to choose an apartment


Tips

Do Not Book
At The Last Minute

Booking at the last minute may happen if you are travelling for business purposes. However, if it is for a vacation with your family, then you should book it ahead of time. Booking a trip ahead of time does not only mean saving more money, but it also means that you are able to plan it well.

It's Just A Joke

There was an elderly couple who in their old age noticed that they were getting a lot more forgetful, so they decided to go to the doctor. The doctor told them that they should start writing things down so they don't forget. They went home and the old lady told her husband to get her a bowl of ice cream. "You might want to write it down," she said. The husband said, "No, I can remember that you want a bowl of ice cream." She then told her husband she wanted a bowl of ice cream with whipped cream. "Write it down," she told him, and again he said, "No, no, I can remember: you want a bowl of ice cream with whipped cream." Then the old lady said she wants a bowl of ice cream with whipped cream and a cherry on top. "Write it down," she told her husband and again he said, "No, I got it. You want a bowl of ice cream with whipped cream and a cherry on top." So he goes to get the ice cream and spends an unusually long time in the kitchen, over 30 minutes. He comes out to his wife and hands her a plate of eggs and bacon. The old wife stares at the plate for a moment, then looks at her husband and asks, "Where's the toast?"

Holistic And
Alternative Medicine


Banish Disease
Through Acupuncture Therapy

Acupuncture is a form of Chinese medicine that focuses on freeing energy channels within the body in order to allow for healing and pain relief. Asthma sufferers can find great relief from chronic symptoms through this therapy, as have arthritis sufferers and others dealing with chronic illness. Every therapist will have a different approach, and you might do well to try several therapists to see whose technique works best for you.

Moments To Ponder

The Attitude Of Gratitude

Yes, it might feel great to win the lottery. Money, houses, travel - these are wonderful, but not enough by themselves. You need the right frame of mind to fully enjoy life. You need the attitude of gratitude.

Be Grateful

Life is better when you feel blessed, when you can look around and say "Thank you, God." Religious or not, when you see life as a wonderful gift, your experience is a richer one than any amount of money can provide. Imagine going through life like you're a child, and every morning is Christmas.

It's tempting to think gratitude comes from having what you want. You see yourself giving thanks if you had money, a loving family, and maybe a house on the beach. Still, you know there are ungrateful, unhappy people with these things, and poor people full of gratitude for what little they have. Where does this feeling come from?

Creating Gratitude

Gratitude arises from how you look at things. It is the natural feeling that comes from truly appreciating the people and things in your life. It is also something you can learn.

First, you have to stop and smell the roses. You can't be thankful for something you don't notice or enjoy. Roses really do smell great, by the way.

Then, you need to make this appreciative approach to roses and life a habit. There's no need to ignore the ugliness in the world, but you have to habitually see the beautiful things.

Start writing down every positive thing that happens to you, and all the things you like. Do this until you start automatically seeing the good things in life. If you've ever bought a white car, and started seeing white cars all over, you know how awareness can alter your perception of reality. To see wonderful things all over, train yourself to look for them.

When you are in the habit of "counting your blessings," a much richer experience of life is the natural result.

Planning Your Wedding Date?


Weekend Or Weekday

Although it makes perfect sense to get married on a weekend, you should be prepared to compete with most other brides and grooms for vendors and venues. If you plan a weekend wedding, you might have to schedule your church, reception, caterer, and other vendors as much as one year before your wedding day. Saturdays during the busiest wedding months are the most difficult to plan for since many brides are competing for the same reception and ceremony venues.

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